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Congratulations! You're one step closer to owning your dream home.

Click "Get Started" on the left to begin your journey.

You may be looking around for an automated mortgage planning tool, but we think you deserve better. You deserve personal recommendations from a banker who knows your name.
When you have a question during the process of buying a home, you'll have the convenience of knowing exactly who to call for help. By using First State Bank & Trust Co. Inc. as your mortgage partner, you won't just have a personal lender, you'll enjoy a local lender. You'll never be forwarded to a call center overseas. That's Banking Made Local.

We primarily serve the Southeast Missouri area with a variety of banking services. From home loans to IRAs to business checking, we specialize in providing local residents supreme financial services.